We love having the ability to design our own custom tri-fold holiday card. The card stock is excellent quality, the photo reproduction is outstanding and the font selection is great. I gave this a four-star review (vs. 5) because the design template needs work, particularly with regard to the gutters (e.g., where the card folds). We observed the dotted lines indicating where the folds would fall but still ended up with folds that were either too close or too far away from the image on the page. Would be so grateful if PearTree could refine the template with an eye on where the card stock is ultimately scored and folded. Thank you!